Free Financial
Calculators
Mortgage payments, take-home pay, debt payoff — get your number, instantly.
Loans & Mortgages
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and see your full amortization schedule.
Use calculator →Loan Payment Calculator
Find your monthly loan payment for any loan amount, interest rate, and term.
Use calculator →Personal Loan Calculator
Calculate your monthly payment, total interest, and true APR (including origination fees) for any personal loan.
Use calculator →Mortgage Payoff Calculator
See how much interest and time you save by making extra monthly or lump-sum mortgage payments.
Use calculator →Student Loan Calculator
Calculate your monthly student loan payment under standard or income-driven repayment plans.
Use calculator →Down Payment Calculator
Find out how much you need to save for a down payment and how long it will take to reach your goal.
Use calculator →Rent vs. Buy Calculator
Compare the true cost of renting versus buying a home over any holding period and find your break-even year.
Use calculator →FHA Loan Calculator
Calculate your FHA loan payment including upfront and annual mortgage insurance premiums (MIP).
Use calculator →HELOC Calculator
Calculate your HELOC draw-period and repayment-period payments and see your maximum available credit line.
Use calculator →Home Equity Loan Calculator
Calculate your home equity loan payment and see how much equity you can borrow against at a fixed rate.
Use calculator →Debt Payoff Calculator
Plan your debt payoff using the avalanche or snowball method and see your payoff date and interest saved.
Use calculator →APR Calculator
Calculate the true Annual Percentage Rate of any loan including fees and compare it to the nominal rate.
Use calculator →Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment.
Use calculator →Auto Loan Calculator
Calculate your monthly car payment and total cost of financing a vehicle.
Use calculator →Credit Card Payoff Calculator
Find out how long it takes to pay off credit card debt and how much interest you'll pay.
Use calculator →Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio and see if you qualify for a mortgage or other loans.
Use calculator →Refinance Calculator
See if refinancing your mortgage saves money by comparing your current loan to new terms.
Use calculator →Amortization Calculator
Generate a full amortization schedule showing principal and interest breakdown for every payment.
Use calculator →Savings & Investments
Compound Interest Calculator
See how compound interest grows your investments over time with different rates and contribution schedules.
Use calculator →Savings Calculator
Calculate how your savings grow over time with compound interest and regular monthly contributions.
Use calculator →CD Calculator
Calculate your Certificate of Deposit earnings and see the impact of early withdrawal penalties.
Use calculator →Future Value Calculator
Calculate the future value of a lump sum or regular contributions with compound growth over time.
Use calculator →Simple Interest Calculator
Calculate simple interest earned or owed on any principal amount and compare it to compound interest.
Use calculator →ROI Calculator
Calculate your return on investment, annualized ROI (CAGR), and inflation-adjusted real return.
Use calculator →College Cost Calculator
Project the total cost of college with tuition inflation and see how much you need to save each month.
Use calculator →Rental Property Calculator
Analyze a rental property's cash flow, cash-on-cash return, cap rate, and gross rent multiplier.
Use calculator →Investment Return Calculator
Calculate total return, annualized return, and growth of any investment over time.
Use calculator →Emergency Fund Calculator
Find out how large your emergency fund should be and how long it will take to build it.
Use calculator →Inflation Calculator
See how inflation erodes purchasing power and calculate the real value of money across different years.
Use calculator →Retirement
Retirement Calculator
Project how much you need to retire and whether you're on track based on current savings and contributions.
Use calculator →Roth IRA Calculator
Project your Roth IRA balance at retirement and see your tax-free benefit versus a Traditional IRA.
Use calculator →Social Security Calculator
Estimate your Social Security benefit at different claiming ages and find your break-even age.
Use calculator →IRA Calculator
Project your Traditional IRA balance at retirement and calculate your after-tax withdrawal value.
Use calculator →Annuity Calculator
Calculate annuity payments from a lump sum, future value from regular contributions, or present value of a stream.
Use calculator →401(k) Calculator
Project your 401(k) balance at retirement based on your contributions, employer match, and expected returns.
Use calculator →Budgeting & Taxes
Salary & Paycheck Calculator
Convert your salary to hourly, daily, weekly, or monthly. Estimate your take-home pay after taxes.
Use calculator →Budget Calculator
Build a monthly budget using the 50/30/20 rule and see how your spending compares to recommended guidelines.
Use calculator →Break-Even Calculator
Find the break-even point for a business or investment based on fixed costs, variable costs, and selling price.
Use calculator →Net Worth Calculator
Calculate your total net worth by entering your assets and liabilities.
Use calculator →Tax Bracket Calculator
Find your federal income tax bracket and estimate your effective tax rate for 2024 and 2025.
Use calculator →The same formulas lenders use — built from IRS, CFPB, and HUD data. What you type stays in your browser. No one sees it, stores it, or uses it to sell you anything.